What Should Comfort Actually Cost?
Real LCS installed price ranges by system type, the prices LCS publishes, and the factors that move a Indianapolis quote.
How we build this guidance
- Straight answers first — options without the hard sell.
- Written for Indianapolis & Central Indiana homes, weather, and housing stock.
- Reviewed by the Launch Crew — family-owned since 2005.
- Technical system and air-safety guidance verified by credentialed ownership.
Methodology: The ranges on this page are LCS-confirmed installed price bands by system configuration — shown so you know the ballpark before you book. They are not a quote: every LCS replacement comes from a free in-home evaluation with Manual J load sizing and static pressure testing, and the written number is flat-rate. The range is wide because furnace location, tonnage, ductwork, warranty length, efficiency tier, accessories, and zoning all move the price. LCS-confirmed installed price ranges (2026-08-14) — not a quote. Actual pricing comes from a free in-home evaluation: every home is different.
Author: Renee Lucas, Co-Owner & Customer Experience Director (Brand Voice Director)
Technical reviewer: Travis Lucas, Co-Owner & Technical Operations Director
Last updated: August 14, 2026
See what shapes your comfort investment
Complete mechanical equipment change-outs receive comprehensive, itemized written estimates — free of out-of-pocket estimate fees. Pick a system to see what typically moves the final price. Your free in-home estimate gives the exact, itemized LCS number — we do not publish placeholder national averages as if they were our quotes.
Online installed-price charts are held until LCS confirms accurate local ranges. Actual LCS quotes come from a free in-home evaluation — every home is different. Financing terms, when available, are shared during your estimate (not as online payment guarantees).
80% Furnace & AC
One-time
$9,600–$13,500
Or financed
$204–$287/mo
Per day
~$6.70/day
LCS-confirmed installed range for an 80% AFUE gas furnace paired with a new AC. LCS-confirmed installed range, not a quote — your exact price comes from a free in-home evaluation.
What can change this price
These are the usual drivers that shape a 80% furnace & ac project.
Furnace location
Attic, basement, garage, crawl space, or closet installs each carry different access and labor requirements.
Size (tonnage)
The right tonnage comes from your home's load, not square footage alone — wrong sizing costs more and never runs right.
Existing ductwork
Duct condition, sizing, and sealing can add scope to a straightforward swap or keep it simple.
Length of warranty
Extended parts and labor warranty coverage moves the installed price.
Efficiency tier
Traditional (single-stage) vs. inverter (two-stage or variable speed/capacity) technology, plus SEER & EER ratings, are some of the biggest price drivers.
Accessories
Humidifiers, UV lights, dehumidifiers, electronic air cleaners, and other filtration options add to the total.
Zoning
Multi-zone dampers and controls add equipment and labor over a single-zone setup.
Liftoff to Comfort members get priority scheduling and seasonal tune-ups that protect your investment. Compare comfort plans.
Actual LCS quotes come from an in-home evaluation. Financing options, when available, are presented with current partner terms during your estimate — not as online payment guarantees.
Installed Price Ranges by System
LCS-confirmed installed price ranges (2026-08-14) — not a quote. Actual pricing comes from a free in-home evaluation: every home is different.
| System | Installed range | What the band covers |
|---|---|---|
| 80% Furnace & AC | $9,600–$13,500 | LCS-confirmed installed range for an 80% AFUE gas furnace paired with a new AC. |
| 90% Furnace & AC | $11,500–$15,500 | LCS-confirmed installed range for a 90%+ AFUE gas furnace paired with a new AC. |
| Dual Fuel | $13,000–$17,000 | LCS-confirmed installed range for a gas furnace + heat pump dual-fuel system. |
| Cold Climate Dual Fuel | $18,000–$24,000 | LCS-confirmed installed range for a gas furnace + cold-climate heat pump dual-fuel system. |
| Electric System | $12,000–$16,000 | LCS-confirmed installed range for an air handler + heat pump electric system. |
| Cold Climate Electric System | $16,500–$24,000 | LCS-confirmed installed range for an air handler + cold-climate heat pump electric system. |
| Minisplit | $6,000–$7,500 | LCS-confirmed installed range for a standard ductless mini-split (heating and cooling). |
| Cold Climate Minisplit | $7,000–$9,000 | LCS-confirmed installed range for a cold-climate ductless mini-split (heating and cooling). |
Ranges are LCS-confirmed installed figures; your project can land above or below them based on furnace location, tonnage, ductwork, warranty, efficiency tier, accessories, and zoning. Your free in-home estimate provides exact, flat-rate pricing in writing before any work begins.
The Prices We Publish — In Writing, No Asterisks
These are actual LCS Heating and Cooling prices. They don't change by ZIP code or by who answers the phone. Equipment and repair totals are quoted after we see your home.
$129
Standard business hours service call
Entirely waived if the homeowner executes a system repair totaling over $399.
$79
Discovery Path member service call
Entirely waived if the customer executes a system repair totaling over $299.
$189
After-hours emergency service call
Discounted to $159 for active maintenance plan members.
$16.99/mo
Discovery Path membership
Two seasonal precision calibrations annually, member diagnostic rates, repair discounts.
$32.99/mo
Horizon Path membership
Elite discounts (20% repairs + premium IAQ), business-hours diagnostics waived with any authorized repair.
$100
The Realtor Closing Gift Certificate
1-year Discovery Path gifted at closing (standard retail $203.88).
Waived service call policies apply strictly during standard, regular business operating hours.
Two Honest Ways to Shrink the Net Price
Utility rebates that still exist
The federal 25C tax credit ended for equipment placed in service after December 31, 2025 — but Central Indiana utility programs are active. As an AES Indiana Utility Trade Ally and CenterPoint / Duke Energy Smart Saver network partner, LCS matches qualifying high-efficiency equipment to current programs and handles the paperwork.
See current rebates & incentivesFinancing on approved credit
System upgrade installations available with monthly payments based on approved credit through GreenSky. Terms, conditions, and explicit APR values apply. Example payment math on this site is illustrative until a display amount is confirmed.
Explore financing optionsThis is general information, not tax or legal advice. Incentive programs, amounts, and eligibility change over time. Confirm current details with the program administrator or a qualified tax professional. LCS Heating and Cooling helps identify and apply qualifying incentives but does not guarantee any specific rebate or credit.
Pricing questions, answered straight
How much does a new HVAC system cost in Indianapolis?
LCS-confirmed installed ranges run from $9,600–$13,500 for an 80% furnace and AC up to $18,000–$24,000 for a cold-climate dual-fuel or electric system; mini-splits start at $6,000. The range is wide because furnace location, tonnage, existing ductwork, warranty length, efficiency (traditional vs. inverter, SEER/EER, single/two-stage/variable), accessories, and zoning all move the number. LCS doesn't quote systems from a chart — every replacement gets a free, itemized in-home estimate so the price you sign is engineered for your home.
How does LCS price service and replacements?
Transparent upfront flat-rate pricing for standard mechanical service work — you see the number before tools come out. Complete mechanical equipment change-outs receive comprehensive, itemized written estimates — free of out-of-pocket estimate fees. Standard diagnostic: $129 · Discovery members: $79 · Horizon: waived with authorized repair · After-hours: $189 ($159 members). We accept Visa, MasterCard, Discover, American Express, personal local checks, and structured consumer financing.
Which prices does LCS actually publish?
Three things are fixed and public: diagnostics (Standard diagnostic: $129 · Discovery members: $79 · Horizon: waived with authorized repair · After-hours: $189 ($159 members).), Liftoff to Comfort membership (Discovery $16.99/mo · Horizon $32.99/mo · Corporate Employee Benefit Path $14.07/mo), and the $100 realtor closing-gift certificate (retail $203.88). Replacement and repair totals are quoted in writing after an in-home evaluation.
Why won't LCS give a system price over the phone?
Because a blind number would be a guess. Tonnage comes from a Manual J load calculation — insulation, windows, air leakage — not square footage; and your ductwork's static pressure decides whether new equipment can actually deliver its rated efficiency. A phone price that skips both is how Central Indiana homes end up with oversized, short-cycling systems. The in-home evaluation is free and the written quote is flat-rate: it doesn't change once work starts.
Can I lower the installed price with rebates or financing?
Often, yes. As an AES Indiana Utility Trade Ally and CenterPoint / Duke Energy Smart Saver network partner, LCS matches qualifying high-efficiency equipment to active utility programs (the federal 25C tax credit ended for equipment placed in service after December 31, 2025). Financing for approved homeowners through independent lending partners is also available — terms, conditions, and APR apply. We identify what you qualify for before you buy.